Maybe it wasn’t that important for a good credit calculator as it is now. Fundamentally, it is important to choose the best option for a home loan, which is usually made for 20 years. But the current period is still a bit. And we need to make a more serious decision than before. Let’s show you how General’s calculator helps you!
What can the calculator count?
First of all, it is important to note that not only home loans can be counted on the site, but also personal loans, housing savings, and even NOK. They can all be useful, but let’s focus on the home loan calculator now! We’ll see that it’s going to be a lot of millions of forints.
Even the choice of credit target is not the same for a home loan. Other results come out if we say the option is used to buy a home or to use it for free, or to make a loan change in the calculator. Stay on the basics and count on a simple used home purchase loan!
HUF 12 million loan
With the emphasis on numbers, let’s see how much a 22-year-old 12 million forints loan can cost us. For now, don’t deal with the interest period and show us the best deal for each bank!
The first offer we receive is a HUF 63,745 monthly repayment of the Local Bank’s Forint-Based Equity Equity Equity. THM is 3.31% and interest period is 6 months. At the same time, if we roll to the bottom of the results, we will meet with other numbers. Sopron Bank’s forint-denominated housing forint loans are for HUF 79,785 a month. The APR is 5.88%, but the interest period is 5 years.
The difference is quite conspicuous, because it wouldn’t notice the difference of 16 thousand HUF a month. In terms of the total amount (which we will repay), it will face HUF 16.8 million with 21.1 million. This is HUF 4.3 million.
However, in the case of a more expensive loan
The monthly repayment cannot change for 5 years, but even in the case of a cheaper loan, it can be changed in 6 months. This also shows that without a credit calculator it is not worth starting to think about credit. However, you should not forget that it is not a substitute for professionals. That’s why you should contact us! We add the little plus that we need to get the best out of borrowing.